FINCA Saver

Safe and accessible savings

Protect and access your funds easily while earning competitive interest on your savings.

Smart savings for you

Explore the benefits of our savings accounts, designed to help you secure and grow your funds.

  • Grow With Ease: Secure your funds and watch them grow with a competitive 5% annual interest rate on your savings.

  • Flexible Access: Enjoy the freedom to access your funds without restrictions or withdrawal limits.

  • Convenient Channels: Access your funds seamlessly through mobile banking, agency services, or our branch network.

Account opening criteria

Adherence to specific eligibility criteria will ensure seamless opening of your account.

  • Age Requirement: Applicants are required to be at least 18 years and above to open an account.

  • Identification Documents: Valid national Identity card is required to ensure legitimacy of the account holder.

  • Tax Compliance: Applicants must possess a Taxpayer Identification Number (TPIN).

  • Residency Status: To qualify for account opening, applicants must be a Zambian resident.

  • For Minors: A birth certificate or record is mandatory, to ensure that proper guardianship and legal considerations are observed in the account opening process.

Start your application

Applying is a straightforward and convenient process.


Frequently Asked Questions

Absolutely. As a financial institution regulated by the Bank of Zambia and a proud member of a global network established since 1984, we prioritize the safety and integrity of your funds.

The minimum balance needed to open and maintain your account is K20.

You have the flexibility to make unlimited withdrawals; there are no restrictions on the number of times you can access your funds.

Rest assured, this account is entirely risk-free. There are no maintenance fees associated, providing you with a worry-free banking experience.

We are always happy to talk!

Request a callback.