Teresa Munlo is a seasoned financial professional with over 30 years of experience in which time, she has served in various management positions as well as a Board member. Teresa is passionate about Microfinance and has dedicated considerable time and efforts throughout her career to assist in growing the sector through the Southern Africa region. Ms. Munlo has previously worked as a Credit Operations Consultant, Training Consultant, Rural Finance Specialist, Financial Inclusion Consultant in various Organizations such as FINCA International, IFAD, and UNDP. Ms. Munlo is a published author on Microfinance and was previously the Board Chair for FINCA Malawi and currently also sits on the FINCA Nigeria Board. Teresa holds an MBA from University of Nairobi, BBA from Newport University and Diploma in Business Administration.