2. SITE VISIT
A Client Relationship Officer will visit your business or home to collect the necessary information
3. TRAINING
A Client Relationship Officer will train you on credit and managing cash flows
1. APPLICATION PROCESS
Work with a Client Relationship Officer to prepare a loan application form

HOW IT WORKS
4. LOAN APPROVAL
FINCA Zambia’s Credit Committee will evaluate your loan application documents and make a credit decision
6. LOAN REPAYMENT
Your business expands and you repay your initial loan to FINCA Zambia
5. LOAN DISBURSEMENT
The loan is credited to your account and you will present your ID when withdrawing cash
1. APPLICATION PROCESS
You will work with a FINCA Account Relationship Officer to prepare an application form
2. SITE VISIT
A FINCA Account Relationship Officer will visit your business & home to collect data
3. TRAINING
A FINCA Account Relationship Officer will train you on credit and managing cash flows
4. LOAN APPROVAL
A FINCA Credit Committee will evaluate the loan application documents and approve the loan
5. LOAN DISBURSEMENT
Loan is credited to your account and you’ll be required to present your ID when withdrawing cash
6. LOAN REPAYMENT
Your Business becomes successful and you repay your initial loan to FINCA