How it Works

A Client Relationship Officer will visit your business or home to collect the necessary information

A Client Relationship Officer will train you on credit and managing cash flows

Work with a Client Relationship Officer to prepare a loan application form

FINCA Zambia’s Credit Committee will evaluate your loan application documents and make a credit decision

Your business expands and you repay your initial loan to FINCA Zambia

The loan is credited to your account and you will present your ID when withdrawing cash

You will work with a FINCA Account Relationship Officer to prepare an application form

A FINCA Account Relationship Officer will visit your business & home to collect data

A FINCA Account Relationship Officer will train you on credit and managing cash flows

A FINCA Credit Committee will evaluate the loan application documents and approve the loan

Loan is credited to your account and you’ll be required to present your ID when withdrawing cash

Your Business becomes successful and you repay your initial loan to FINCA